Routing Number: 272479663
 Swift Code: MSUCUS44
 

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At MSUFCU, It's All About You
Welcome to MSU Federal Credit Union -- where your membership unlocks powerful financial tools, exclusive perks, and a community that puts you first. With convenient branches and a user-friendly mobile app, MSUFCU offers a better way to manage your money.

As a credit union, we're not-for-profit and member-owned -- which means lower fees, better rates, and decisions made with you in mind.
Apply Online
Why Wait? Join Today!
Get ready to enjoy a whole new level of banking with personalized, local service and an organization that puts you at the heart of everything we do.
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100 Reasons to Join
We have endless reasons why you'll want to become a member of MSUFCU, but let's start with these 100 Reasons to Join.



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Reason #71
Access to MSUFCU's strategic partners in technology and financial services.
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Reason #30
Kids' Day events that celebrate the financial futures of young members.
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Reason #3
Member-only contests and giveaways.
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Reason #9
Special invitations to community networking events and mixers.
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Reason #11
Discounts and early access to concerts and shows.
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Reason #13
Partnerships with local businesses for member deals.
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Reason #24
Support for Michigan's environmental sustainability initiatives.
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Reason #32
Financial literacy programs for children and teens.
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Reason #47
Variety of debit and credit card designs.
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Next Fact
"Part of the family - that's what MSUFCU means to me. At MSUFCU, I'm not a number, I'm a person with my own story."
Samantha S., MSUFCU Member Since 2012
Score Big with Exclusive Member Benefits
Get more with MSUFCU -- an extensive
suite of account options, low-rate loans,
cash back rewards, and discounted event
tickets, all tailored to you.
Loans and Visa
Start Your Journey With MSUFCU
Ready to join the fun? Have questions? Reach out today -- stop by a branch, become a member online, or chat with us face-to-face (from your couch) with Video Chat. We're here to help you reach your financial goals, your way.

We can't wait to welcome you to the MSUFCU community!

Apply Now

Build Your Future

We offer accounts for all ages, designed to build your future and meet your spending and saving goals.

Begin Your Next Chapter

Whether you're buying your next vehicle, moving into your new home, or updating your technology, your dreams are within reach with MSUFCU.

Possibilities Unlimited

Our Visa Credit Cards offer benefits to fit your lifestyle including low rates, no international fees, and cashback rewards.

Everything Begins With an Idea

Business Loans through MSUFCU can help you take your side hustle to an established business.

Community Impact

MSUFCU is committed to the communities we serve by giving back through donations, employee volunteerism and financial education opportunities.

Innovative Technology

The Lab at MSUFCU works with financial technology companies to provide our members cutting edge tools to make their financial dreams come true.

So far in 2026, we've saved our members $2,767,916 in loan interest by refinancing their high-rate loans from other institutions to MSUFCU.
Learn how we're helping members save
Contact MSU Federal Credit Union Contact MSU Federal Credit Union Contact Us
517-333-2424
800-678-4968
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Your Credit Union
Who We Are
Member Support
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    Routing Number: 272479663
    Swift Code: MSUCUS44

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