If high-interest credit card debt is becoming overwhelming, MSUFCU can help. Through our partnership with GreenPath Financial Wellness--a trusted national nonprofit--you can access personalized credit counseling and create a manageable, affordable plan to pay down your debt.

Through GreenPath's Debt Management Program (DMP), many people see:
• Lower interest rates
• A single monthly payment, and
• A plan to repay in full--not debt settlement.

For a limited time, MSUFCU members who enroll in a DMP by June 30, 2026 via our referral path will have GreenPath's monthly DMP fee waived for the first three months. Your monthly plan amount stays the same but more goes to your creditors at the start.

On average, DMPs can reduce interest rates (on average ~6.6%), lower monthly payments (on average $199), and help members repay debt faster (about 84 months sooner) while saving ~$29,700 in interest versus typical minimum payments.