Our exclusive first time homebuyer option allows you to choose from 10-, 15-, 20- and 30-year terms with a fixed or variable rate. Plus, our first time homebuyers will receive $500 off of closing costs and a house-warming gift!

We admire your dedication to taking care of others, and want to recognize that. MSUFCU's Professional Mortgage Loan provides you the financial flexibility you need.

• Low down payment options - as low as 3% down
• No requirement for private mortgage insurance
• Employment verification letter or employment offer letter may be used for qualification
• Gift funds may be used for qualification
• Student loans deferred for 12 months may be excluded from qualifying ratio in some instances