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Routing Number: 272479663 Swift Code: MSUCUS44
 
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Financial Freedom with MSUFCU Visa Cards
as low as
8.90% APR
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Platinum Visa
as low as
8.90% APR
 
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Platinum Visa Credit Card
What we offer
• Low rate
• No application fee
• No annual fee
• 0% APR balance transfers to your new Platinum
Visa for 6 months
Free Quarterly FICO® Score

Balance Transfers
Move your high-rate balances to your low-rate MSUFCU Visa Credit Card and save money while making one low monthly payment.

Plus, you never pay a balance transfer fee, helping to save you even more money when consolidating your credit card payments.

Contact us and we can transfer your balances electronically, issue cashier's checks to transfer your balances, or issue you blank checks that you can complete and send to your other creditors.



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Cardmember Agreements
Get FileVisa Credit Card Agreement and Truth-in-Lending Disclosure Get FileElectronic Funds Transfer Agreement and Disclosure
Get FileElectronic Correspondence Disclosure and Agreement Get FileAuto Rental Collision Damage Waiver
Get FileFee Schedule Get FilePrivacy Policy
Get FileMulti-Featured Loan Agreement Get FileDocuSign Disclosure
Get FileUSA Patriot Act Get FileVisa Gift Card Disclosure
Get FileMyDesign Image Guidelines and Terms & Conditions Get FileReloadable Visa Debit Card Disclosure
Get FileMerchant Surcharge Fees Get FileVisa Periodic Disclosure
Get FileMSUFCU Affinity Credit Card Agreement with Michigan State University Get FilePlatinum Visa for Teens Agreement

How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)."

Loss of Introductory APR: We may end your introductory APR and apply the Penalty APR if your account becomes delinquent 60 days.

Annual Percentage Rate (APR) of 0% is valid for the first 6 months from the date the Visa Credit Card account is opened and applies only to balance transfers from another financial institution's credit card. After 6 months, rate will revert to your standard rate, between 12.9% and 17.9%. Accounts 60 days late revert to the penalty rate of 17.9%. Introductory APR does not apply to purchases, cash advances, or delinquent loans.

8.9% APR is lowest rate offered for Platinum Visa Credit Card. Rate offered is based on member's credit score.

Balance Transfer Offer Details
1 Annual Percentage Rate (APR) of 0% is valid for the first 6 months from the date the Visa Credit Card account is opened and applies only to balance transfers from another financial institution's credit card. After 6 months, rate will revert to your standard rate, between 8.9% and 16.9%. Accounts 60 days late revert to the penalty rate of 17.9%. Introductory APR does not apply to purchases, cash advances, or delinquent loans.