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Routing Number: 272479663 Swift Code: MSUCUS44
 
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Financial Freedom with MSUFCU Visa Cards

as low as
13.90% APR
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Cash Back
Platinum Plus
as low as
13.90% APR
 
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Cash Back Platinum Plus Visa Credit Card
What we offer
• 1% cash back on ALL purchases
• $50 welcome bonus offer
• Low rate
• No application, annual or balance transfer fees
• No international service fees
• $0 fraud liability
Free Quarterly FICO® Score


$50 Welcome Bonus Offer
Receive $50 when you spend $1,000 in the first 90 days.


Reviews
4.90 stars out of 5
1347 Member Reviews
5 stars out of 5
(1276)
4 stars out of 5
(44)
3 stars out of 5
(9)
2 stars out of 5
(3)
1 stars out of 5
(15)
Rate this Product
5 stars out of 5
I love my MSUFCU credit card!!!
Great
5 stars out of 5
Easy to use, the app gives you a very simplistic interface
Great card
5 stars out of 5
Good cash back!
5 stars out of 5
This card provides me cashback so I can buy a Pepsi!
Only card I need!!!
5 stars out of 5
Honestly, the only card I've been carrying for over 3 or 4 years. I've never felt that I needed any other credit card because MSUFCU Visa is good for almost everything (I have yet to run into a problem). The staff at MSUFCU is also super quick and efficient in answering any and all questions I had. If you need to cancel the card or get a new one, the process is super simple!!!
Cardmember Agreements
Get FileVisa Credit Card Agreement and Truth-in-Lending Disclosure Get FilePlatinum Plus Visa Credit Card Disclosure Get FileAccount Agreement and Disclosure Get FileMembership and Account Application Get FileAuto Rental Collision Damage Waiver Get FileMulti-Featured Loan Agreement Get FileDocuSign Disclosure Get FileUSA Patriot Act Get FileVisa Gift Card Disclosure Get FileMyDesign Image Guidelines and Terms & Conditions Get FileReloadable Visa Debit Card Disclosure Get FileMerchant Surcharge Fees Get FileVisa Periodic Disclosure Get FileRoadside Dispatch Disclosure

$50 Welcome Bonus Offer:
You will receive $50 once you spend $1,000 on net purchases within the first 90 days after MSUFCU Platinum Plus Visa Credit Card approval. Purchases must post to your account within the first 90 days. Once you qualify for this bonus, we will apply it to your Platinum Plus Visa Credit Card balance within 45 days. Qualifying purchases exclude tax payments, any unauthorized charges or transactions, cash advances, convenience checks, balance transfers, or fees of any kind. Returns or other reversals of purchases conducted within the first 90 days will be excluded. Account must be in good standing to receive $50. Account is not in good standing if closed or suspended. If the account is closed by either you or by the Credit Union for any reason prior to the $50 bonus being credited to your card, the bonus will be considered to have been forfeited. This one-time $50 offer is valid for new, first-time MSUFCU Platinum Plus Visa Credit cardholders only. This offer may be canceled at any time without notice.

How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)."

Members will earn 1% cash back on all purchases. Cash back is not earned on tax payments, any unauthorized charges or transactions, cash advances, convenience checks, balance transfers, or fees of any kind. Account must be in good standing to redeem cash back. Returns result in the loss of cash back equal to the amount returned. Negative cash back will be given if returns or credits exceed purchases.